Terms of Service

Payout Terms of Use

Updated Date: May 2, 2026

These Terms of Use ("Terms") govern your access to and use of Payout, including our mobile application, website, and all associated services and content (collectively, the "Services"). These Terms form a binding agreement between you and PAYOUT LLC ("Company," "we," or "us").

By using our Services, you agree to these Terms and our Privacy Policy. If you do not agree, do not access or use the Services.

Eligibility

You must be at least 18 years old and reside in the United States or its territories to use Payout. By using the Services, you represent and warrant that you meet these eligibility requirements.

Changes to the Terms

We may update these Terms from time to time. If we make material changes, we will notify you (e.g., via app or email). Continued use of the Services after updates means you accept the revised Terms.

Accounts, Sign-In & Device Use

Payout offers an optional account so your settlement preferences sync across devices and so we can deliver push notifications when settlements you've saved go live. You may use the Services in any of three ways:

• Signed in with Apple (iOS and web), via the native Sign in with Apple sheet on iOS or a browser-based Apple OAuth flow elsewhere;
• Signed in with Google, via Google OAuth;
• "Skip for now" — an anonymous session that lets you save settlement preferences and have them sync across reinstalls under a randomly generated account identifier that is not linked to your name, email, or any social account.

You are responsible for maintaining the confidentiality of any credentials associated with your sign-in provider and for all activities that occur under your account. You agree to provide accurate sign-in information and to keep it current. Notify us immediately at support@trypayout.app if you suspect unauthorized access to your account.

We may suspend or terminate your account at our discretion if we believe you have violated these Terms, abused the Services, or engaged in fraudulent, harmful, or unlawful activity.

You may close your account at any time via Settings → Delete Account in the mobile app, or by emailing support@trypayout.app with the subject line "Data Deletion Request." Closing your account permanently deletes your account record and the data we store on your behalf — see our Privacy Policy for details. If you signed in with Apple, deleting your account will also revoke the Sign in with Apple tokens issued to Payout, in accordance with Apple's account-deletion guideline.

You agree to use Payout in good faith and not to abuse the Service. We reserve the right to suspend access if abuse is detected.

Use of Services

You may use Payout only for lawful, personal, and non-commercial purposes. You agree not to:

• Violate any law or regulation
• Submit false, misleading, or fraudulent information
• Engage in spamming, scraping, or unauthorized data collection
• Interfere with the functioning of the Services
• Use automated tools or resell access without written consent

Intellectual Property

All content and functionality within the Services is owned by PAYOUT LLC or its licensors and is protected by U.S. and international intellectual property laws. You may not copy, modify, distribute, or use our content except as explicitly permitted.

Class Action Claim Services

Payout simplifies the process of filing class action settlement claims.

• You do not need Payout to file a claim; you can submit it directly to the settlement administrator.
• Payout is not affiliated with any law firm, settlement administrator, or court.
• Payout does not provide legal advice and is not a law firm. For legal questions, consult an attorney.
• We are not responsible for claim outcomes, processing timelines, or payments determined by third parties.

You are solely responsible for reviewing all information before submitting a claim. Payout is a document automation and submission tool. We do not interpret legal rights or represent you.

User Review & Accuracy of Claim Submissions

You must review all information on any claim prepared, generated, or submitted using the Services for completeness and accuracy before submission. You are solely responsible for the content of your claim and for determining your eligibility.

To the fullest extent permitted by law, PAYOUT LLC and Payout are not liable for any incorrect, incomplete, untimely, duplicate, or otherwise deficient claims, nor for any denials, delays, rejections, or payment outcomes arising from information you provide, your use of the Services, or actions of settlement administrators or other third parties.

Subscriptions, Fees & Auto-Renewal

Payout offers an optional Premium subscription that unlocks unlimited claim assistance. Subscriptions are sold and billed by the Apple App Store or Google Play (depending on your device), through our subscription management partner RevenueCat. Pricing, billing currency, and tax treatment are set on the app stores; check the in-app paywall or your device's subscription settings for the most up-to-date pricing.

Subscriptions automatically renew at the end of each billing period unless you cancel at least 24 hours before the renewal date. Your payment method on file with Apple or Google is charged at renewal. You can cancel or manage your subscription at any time:

• iOS: Settings → [your name] → Subscriptions, or via the "Manage Subscription" link inside the Payout app.
• Android: Google Play Store → Account → Payments and subscriptions → Subscriptions, or via the "Manage Subscription" link inside the Payout app.

In accordance with Cal. Bus. & Prof. Code §§ 17600 et seq. and similar laws, we provide clear renewal terms and cancellation instructions prior to renewal. Cancelling stops future renewals; it does not generate a prorated refund for the remainder of the current billing period.

Refund Policy

Subscription refunds. Because subscription billing is handled by Apple and Google, refund requests must be submitted directly to them — not to Payout — through reportaproblem.apple.com or Google Play Help. We have limited ability to influence app store refund decisions; we will support good-faith requests where possible.

Claim payments. We do not charge users to file individual settlement claims. Settlement payments are determined and distributed by the settlement administrator, not by Payout, and are not refundable by us.

If you initiate a chargeback without first contacting our support team, your access to the Services may be suspended or permanently revoked.

Data & Privacy

We collect and use your data in accordance with our Privacy Policy, which describes the information we collect through your account, your device, and our backend (provided by Supabase), and how we share it with our service providers.

You may delete your account and associated server-side data at any time from Settings → Delete Account in the mobile app, or by emailing support@trypayout.app with the subject line "Data Deletion Request" from the email address associated with your account.

Disclaimers

• Payout is provided "as is", with no warranties of any kind.
• We do not guarantee outcomes, claim eligibility, or payment amounts.
• We are not responsible for delays, denials, or omissions by administrators or third parties.
• While we strive to list accurate information, Payout does not guarantee completeness or continued availability of any settlement listings.

Taxes

You are solely responsible for any taxes associated with payments you receive from claim settlements.

Dispute Resolution & Arbitration

Most issues can be resolved by contacting support@trypayout.app.

• Class actions and jury trials are waived.
• You may opt out of arbitration within 30 days by emailing support@trypayout.app with your name, address, and a clear statement that you wish to opt out.

Limitation of Liability

To the fullest extent permitted by law, Payout is not liable for any indirect, incidental, or consequential damages, including lost profits, even if advised of the possibility.

Indemnification

You agree to indemnify and hold Payout harmless from any claims, losses, or expenses arising from your use of the Services or violation of these Terms.

Governing Law

These Terms are governed by the laws of the State of California, without regard to its conflict-of-laws principles. Any disputes not subject to binding arbitration shall be resolved exclusively in the state or federal courts located in California.

Miscellaneous

• Force Majeure: We are not liable for delays due to events beyond our control.
• Assignment: You may not assign your rights under these Terms without our prior written consent.
• Entire Agreement: These Terms and our Privacy Policy represent the full agreement between you and Payout.
• Severability: If any part is held invalid, the rest remains enforceable.
• Waiver: Our failure to enforce a provision does not constitute a waiver of that right.

Contact

For legal notices, support, or other inquiries, please email: support@trypayout.app